FY 2025 report
Sanwil Holding to dziś w praktyce mały producent tkanin powlekanych (Sanwil Polska, przychody 25,1 mln zł) połączony z holdingiem lokującym nadwyżki gotówki w pożyczki, obligacje i lokaty (inwestycje krótkoterminowe 42,4 mln zł, czyli 56% sumy bilansowej).
Sentiment
Cautious
No guidance change
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SNW
FY 2025 report
Revenue
25.12 m PLN
— YoY
Net income
1.8 m PLN
— YoY
Gross margin
23.82%
— YoY
FCF
-0.14 m PLN
— YoY
Summary
Investment thesis
- Działalność operacyjna jest na minusie: strata operacyjna 1,7 mln zł (2024: 0,6 mln zł), a dodatni zysk netto 1,8 mln zł wynika z przychodów finansowych 4,4 mln zł z odsetek i papierów wartościowych.
- Bilans jest bardzo bezpieczny: kapitał własny 62,6 mln zł (82% sumy bilansowej), dług oprocentowany ok. 1,9 mln zł wobec gotówki 16,0 mln zł, wskaźnik bieżący ok. 7x.
- Wartość dla akcjonariusza zależy więc głównie od jakości portfela pożyczek i papierów wartościowych oraz od odwrócenia spadku sprzedaży w tkaninach, a nie od zdolności fabryki do generowania gotówki (CFO ok. 0).
- Struktura własności jest skoncentrowana (VALUE FIZ ok. 44,8% kapitału i głosów), zarząd i rada nie posiadają akcji, spółka nie publikuje prognoz ani dywidendy.
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Financials
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SNW · FY 2025
| Metric | FY 2025 | FY 2024 | Δ YoY | Value type | Segment | Conf. |
|---|---|---|---|---|---|---|
| Group has filter matches — stays expanded | ||||||
| Revenue | 25.12 | — | — | reported | — | 1.00 |
|
Revenue
Wyroby powlekane
|
25.12 | — | — | reported | Wyroby powlekane | 1.00 |
| Gross profit | 5.98 | — | — | reported | — | 1.00 |
| EBIT | -1.68 | — | — | reported | — | 1.00 |
| EBT | 2.24 | — | — | reported | — | 1.00 |
| Net income | 1.8 | — | — | reported | — | 1.00 |
|
Net income
Wyroby powlekane
|
-0.91 | — | — | reported | Wyroby powlekane | 1.00 |
|
Net income
Działalność holdingów
|
2.72 | — | — | reported | Działalność holdingów | 1.00 |
| EPS (basic) (PLN) | 0.11 | — | — | derived | — | 0.60 |
| Interest expense | 0.44 | — | — | reported | — | 0.70 |
| Income tax | 0.44 | — | — | reported | — | 1.00 |
| Shares (basic) (m units) | 16 | — | — | reported | — | 0.90 |
| Group has filter matches — stays expanded | ||||||
| Gross margin | 23.82% | — | — | derived | — | 0.70 |
| EBIT margin | -6.68% | — | — | derived | — | 0.70 |
| EBT margin | 8.91% | — | — | derived | — | 0.70 |
| Net margin | 7.16% | — | — | derived | — | 0.70 |
| Group has filter matches — stays expanded | ||||||
| Cash | 16 | — | — | reported | — | 1.00 |
| Total debt | 1.91 | — | — | reported | — | 0.90 |
| Net debt | -14.08 | — | — | reported | — | 0.80 |
| Equity | 62.59 | — | — | reported | — | 1.00 |
| Total assets | 76.24 | — | — | reported | — | 1.00 |
| Working capital | 46.5 | — | — | derived | — | 0.70 |
| Current assets | 54.23 | — | — | reported | — | 1.00 |
| Current liabilities | 7.73 | — | — | reported | — | 1.00 |
| Non-current liabilities | 5.93 | — | — | reported | — | 1.00 |
| Inventory | 9.32 | — | — | reported | — | 1.00 |
| Trade receivables | 2.35 | — | — | reported | — | 0.80 |
| Trade payables | 2.56 | — | — | reported | — | 0.80 |
| Group has filter matches — stays expanded | ||||||
| CFO | -0.01 | — | — | reported | — | 1.00 |
| CapEx | 0.13 | — | — | reported | — | 0.60 |
| FCF | -0.14 | — | — | derived | — | 0.50 |
| Group has filter matches — stays expanded | ||||||
| ROE | 2.91% | — | — | derived | — | 0.70 |
| ROA | 2.38% | — | — | derived | — | 0.70 |
| ROCE | -2.45% | — | — | derived | — | 0.70 |
| Group has filter matches — stays expanded | ||||||
| Current ratio | 7.02x | — | — | derived | — | 0.70 |
| Quick ratio | 5.81x | — | — | derived | — | 0.70 |
| Cash ratio | 2.07x | — | — | derived | — | 0.70 |
| Group has filter matches — stays expanded | ||||||
| Debt / equity | 0.03x | — | — | derived | — | 0.70 |
| Debt / assets | 0.03x | — | — | derived | — | 0.70 |
| Net debt / equity | -0.23x | — | — | derived | — | 0.70 |
| Group has filter matches — stays expanded | ||||||
| Revenue growth (YoY) | -8.2% | — | — | derived | — | 0.95 |
| EBIT growth (YoY) | -185.37% | — | — | derived | — | 0.70 |
| Net income growth (YoY) | 34.08% | — | — | derived | — | 0.95 |
| EPS growth (YoY) | 34.08% | — | — | derived | — | 0.60 |
| Gross margin Δ (YoY) | 0.18 pp | — | — | derived | — | 0.70 |
| EBIT margin Δ (YoY) | -4.53 pp | — | — | derived | — | 0.70 |
| Net margin Δ (YoY) | 2.26 pp | — | — | derived | — | 0.70 |
FY 2025 · Δ YoY
Group has filter matches — stays expanded
Revenue
25.12
—
25.12
—
- FY 2024
- —
Revenue
Wyroby powlekane
25.12
—
Wyroby powlekane
25.12
—
- FY 2024
- —
Gross profit
5.98
—
5.98
—
- FY 2024
- —
EBIT
-1.68
—
-1.68
—
- FY 2024
- —
EBT
2.24
—
2.24
—
- FY 2024
- —
Net income
1.8
—
1.8
—
- FY 2024
- —
Net income
Wyroby powlekane
-0.91
—
Wyroby powlekane
-0.91
—
- FY 2024
- —
Net income
Działalność holdingów
2.72
—
Działalność holdingów
2.72
—
- FY 2024
- —
EPS (basic)
(PLN)
0.11
—
0.11
—
- FY 2024
- —
Interest expense
0.44
—
0.44
—
- FY 2024
- —
Income tax
0.44
—
0.44
—
- FY 2024
- —
Shares (basic)
(m units)
16
—
16
—
- FY 2024
- —
Group has filter matches — stays expanded
Gross margin
23.82%
—
23.82%
—
- FY 2024
- —
EBIT margin
-6.68%
—
-6.68%
—
- FY 2024
- —
EBT margin
8.91%
—
8.91%
—
- FY 2024
- —
Net margin
7.16%
—
7.16%
—
- FY 2024
- —
Group has filter matches — stays expanded
Cash
16
—
16
—
- FY 2024
- —
Total debt
1.91
—
1.91
—
- FY 2024
- —
Net debt
-14.08
—
-14.08
—
- FY 2024
- —
Equity
62.59
—
62.59
—
- FY 2024
- —
Total assets
76.24
—
76.24
—
- FY 2024
- —
Working capital
46.5
—
46.5
—
- FY 2024
- —
Current assets
54.23
—
54.23
—
- FY 2024
- —
Current liabilities
7.73
—
7.73
—
- FY 2024
- —
Non-current liabilities
5.93
—
5.93
—
- FY 2024
- —
Inventory
9.32
—
9.32
—
- FY 2024
- —
Trade receivables
2.35
—
2.35
—
- FY 2024
- —
Trade payables
2.56
—
2.56
—
- FY 2024
- —
Group has filter matches — stays expanded
CFO
-0.01
—
-0.01
—
- FY 2024
- —
CapEx
0.13
—
0.13
—
- FY 2024
- —
FCF
-0.14
—
-0.14
—
- FY 2024
- —
Group has filter matches — stays expanded
ROE
2.91%
—
2.91%
—
- FY 2024
- —
ROA
2.38%
—
2.38%
—
- FY 2024
- —
ROCE
-2.45%
—
-2.45%
—
- FY 2024
- —
Group has filter matches — stays expanded
Current ratio
7.02x
—
7.02x
—
- FY 2024
- —
Quick ratio
5.81x
—
5.81x
—
- FY 2024
- —
Cash ratio
2.07x
—
2.07x
—
- FY 2024
- —
Group has filter matches — stays expanded
Debt / equity
0.03x
—
0.03x
—
- FY 2024
- —
Debt / assets
0.03x
—
0.03x
—
- FY 2024
- —
Net debt / equity
-0.23x
—
-0.23x
—
- FY 2024
- —
Group has filter matches — stays expanded
Revenue growth (YoY)
-8.2%
—
-8.2%
—
- FY 2024
- —
EBIT growth (YoY)
-185.37%
—
-185.37%
—
- FY 2024
- —
Net income growth (YoY)
34.08%
—
34.08%
—
- FY 2024
- —
EPS growth (YoY)
34.08%
—
34.08%
—
- FY 2024
- —
Gross margin Δ (YoY)
0.18 pp
—
0.18 pp
—
- FY 2024
- —
EBIT margin Δ (YoY)
-4.53 pp
—
-4.53 pp
—
- FY 2024
- —
Net margin Δ (YoY)
2.26 pp
—
2.26 pp
—
- FY 2024
- —