FY 2025 report
Powrót do rentowności w 2025 r. (zysk netto +421,5 tys. zł vs strata -604,0 tys. zł w 2024) przy 29% wzroście przychodów
Sentiment
Positive
No guidance change
IGT
FY 2025 report
Revenue
6,912.75 k PLN
— YoY
Net income
421.53 k PLN
— YoY
FCF
15,510.48 k PLN
— YoY
CFO
15,510.48 k PLN
— YoY
Summary
Investment thesis
- Zerowe zadłużenie odsetkowe, opinia biegłego rewidenta bez zastrzeżeń i bez wątpliwości co do kontynuacji działalności
- Suma bilansowa w dużej mierze to środki klientów platformy (Trejdoo/IgoriaCard), nie kapitał własny spółki - wymaga korekty przy analizie wskaźników
- Headline OCF (+15,5 mln zł) jest w ~99% efektem napływu środków klientów, nie organicznej działalności - czysty OCF szacowany na ok. 147 tys. zł
- Licencja Mastercard Principal Member i status agenta rozliczeniowego BLIK jako realne aktywa regulacyjne wspierające dalszy rozwój
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Financials
BETA
IGT · FY 2025
| Metric | FY 2025 | FY 2024 | Δ YoY | Value type | Segment | Conf. |
|---|---|---|---|---|---|---|
| Revenue | 6,912.75 | — | — | reported | — | 1.00 |
| EBIT | 327.86 | — | — | reported | — | 1.00 |
| EBT | 421.53 | — | — | reported | — | 1.00 |
| Net income | 421.53 | — | — | reported | — | 1.00 |
| D&A | 62.46 | — | — | reported | — | 1.00 |
| Cash | 32,738.88 | — | — | reported | — | 1.00 |
| Total debt | 0 | — | — | reported | — | 1.00 |
| Net debt | -32,738.88 | — | — | reported | — | 1.00 |
| Equity | 7,591.09 | — | — | reported | — | 1.00 |
| Total assets | 39,795.67 | — | — | reported | — | 1.00 |
| Current assets | 33,403.75 | — | — | reported | — | 1.00 |
| Current liabilities | 31,981.6 | — | — | reported | — | 1.00 |
| Goodwill | 280.38 | — | — | reported | — | 1.00 |
| CFO | 15,510.48 | — | — | reported | — | 0.60 |
| CapEx | 0 | — | — | reported | — | 1.00 |
| FCF | 15,510.48 | — | — | reported | — | 0.50 |
| ROE | 5.71% | — | — | reported | — | 0.80 |
| Current ratio | 1.04x | — | — | reported | — | 0.60 |
| Revenue growth (YoY) | 29.03% | — | — | reported | — | 1.00 |
| EBIT growth (YoY) | 152.16% | — | — | reported | — | 1.00 |
| Net income growth (YoY) | 169.79% | — | — | reported | — | 1.00 |
FY 2025 · Δ YoY
Revenue
6,912.75
—
6,912.75
—
- FY 2024
- —
EBIT
327.86
—
327.86
—
- FY 2024
- —
EBT
421.53
—
421.53
—
- FY 2024
- —
Net income
421.53
—
421.53
—
- FY 2024
- —
D&A
62.46
—
62.46
—
- FY 2024
- —
Cash
32,738.88
—
32,738.88
—
- FY 2024
- —
Total debt
0
—
0
—
- FY 2024
- —
Net debt
-32,738.88
—
-32,738.88
—
- FY 2024
- —
Equity
7,591.09
—
7,591.09
—
- FY 2024
- —
Total assets
39,795.67
—
39,795.67
—
- FY 2024
- —
Current assets
33,403.75
—
33,403.75
—
- FY 2024
- —
Current liabilities
31,981.6
—
31,981.6
—
- FY 2024
- —
Goodwill
280.38
—
280.38
—
- FY 2024
- —
CFO
15,510.48
—
15,510.48
—
- FY 2024
- —
CapEx
0
—
0
—
- FY 2024
- —
FCF
15,510.48
—
15,510.48
—
- FY 2024
- —
ROE
5.71%
—
5.71%
—
- FY 2024
- —
Current ratio
1.04x
—
1.04x
—
- FY 2024
- —
Revenue growth (YoY)
29.03%
—
29.03%
—
- FY 2024
- —
EBIT growth (YoY)
152.16%
—
152.16%
—
- FY 2024
- —
Net income growth (YoY)
169.79%
—
169.79%
—
- FY 2024
- —