9M 2026 report
Spółka pożyczkowa z bilansem ok. 1,5 mln EUR, w 99% krótkoterminowe aktywa finansowe o nieujawnionym składzie.
Sentiment
Neutral
No guidance change
IFR
9M 2026 report
Revenue
27 k EUR
— YoY
Net income
48 k EUR
— YoY
CFO
-14 k EUR
— YoY
Summary
Investment thesis
- Zysk netto 48 tys. EUR pochodzi głównie z pozostałych przychodów operacyjnych (47 tys. EUR), czyli rozwiązania rezerw, a nie z odsetek.
- Dochód odsetkowy 27 tys. EUR ledwo pokrywa koszty ogólnego zarządu 24 tys. EUR.
- Brak zadłużenia i stabilna liczba akcji, ale skumulowana strata -5,6 mln EUR ogranicza możliwość wypłat.
- Brak not i komentarza zarządu — ocena ryzyka kredytowego portfela jest niemożliwa.
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Financials
BETA
IFR · 9M 2026
| Metric | 9M 2026 | 9M 2025 | Δ YoY | YTD 2026 | Δ YoY | Value type | Segment | Conf. |
|---|---|---|---|---|---|---|---|---|
| Revenue | 27 | — | — | 27 | — | reported | — | 0.70 |
| Gross profit | 27 | — | — | 27 | — | reported | — | 1.00 |
| EBIT | 50 | — | — | 50 | — | reported | — | 1.00 |
| EBT | 48 | — | — | 48 | — | reported | — | 1.00 |
| Net income | 48 | — | — | 48 | — | reported | — | 1.00 |
| Shares (basic) (m units) | 68.85 | — | — | 68.85 | — | reported | — | 1.00 |
| Cash | 14 | — | — | — | — | reported | — | 1.00 |
| Net debt | -14 | — | — | — | — | derived | — | 0.70 |
| Equity | 1,509 | — | — | — | — | reported | — | 1.00 |
| Total assets | 1,510 | — | — | — | — | reported | — | 1.00 |
| Current assets | 1,510 | — | — | — | — | reported | — | 1.00 |
| Current liabilities | 1 | — | — | — | — | reported | — | 1.00 |
| CFO | -14 | — | — | -14 | — | reported | — | 1.00 |
| Current ratio | 1510x | — | — | — | — | derived | — | 0.70 |
| Net income growth (YoY) | 2.1% | — | — | 2.1% | — | derived | — | 0.70 |
9M 2026 · Δ YoY
Revenue
27
—
27
—
- 9M 2025
- —
- YTD 2026
- 27
- Δ YoY
- —
Gross profit
27
—
27
—
- 9M 2025
- —
- YTD 2026
- 27
- Δ YoY
- —
EBIT
50
—
50
—
- 9M 2025
- —
- YTD 2026
- 50
- Δ YoY
- —
EBT
48
—
48
—
- 9M 2025
- —
- YTD 2026
- 48
- Δ YoY
- —
Net income
48
—
48
—
- 9M 2025
- —
- YTD 2026
- 48
- Δ YoY
- —
Shares (basic)
(m units)
68.85
—
68.85
—
- 9M 2025
- —
- YTD 2026
- 68.85
- Δ YoY
- —
Cash
14
—
14
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Net debt
-14
—
-14
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Equity
1,509
—
1,509
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Total assets
1,510
—
1,510
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Current assets
1,510
—
1,510
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Current liabilities
1
—
1
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
CFO
-14
—
-14
—
- 9M 2025
- —
- YTD 2026
- -14
- Δ YoY
- —
Current ratio
1510x
—
1510x
—
- 9M 2025
- —
- YTD 2026
- —
- Δ YoY
- —
Net income growth (YoY)
2.1%
—
2.1%
—
- 9M 2025
- —
- YTD 2026
- 2.1%
- Δ YoY
- —